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Zontex will bring fiat, stablecoins and crypto together in one app. You'll be able to hold, exchange, send and receive money, use a personal IBAN and pay with your Zontex card.

Once Zontex is live, you'll be able to sign up with your email and phone number. You'll then need to verify your identity with an ID and a quick selfie check. KYC should only take a few minutes.

Zontex will support major fiat currencies, stablecoins and popular cryptocurrencies. The full list of supported assets will be available at launch.

Yes. You'll be able to receive and send fiat through your Zontex account, as well as send and receive supported cryptocurrencies. You'll also be able to exchange between fiat and crypto in the app.

Zontex accounts will use two-factor authentication, biometric login and device binding. Fiat funds will be held in segregated accounts with regulated partners, while crypto assets will use secure custodial infrastructure. Transactions will also be monitored 24/7 by fraud prevention and AML systems.

Your personal IBAN will be activated after you complete KYC. You'll also be able to create a virtual Zontex card directly in the app.

Yes. Zontex is being built to make your crypto and fiat balances useful for everyday spending through your virtual card.

Zontex is getting ready to launch and will become available gradually across supported markets. We'll publish the launch date and list of supported countries once they're confirmed.

You'll be able to keep fiat currencies, stablecoins and cryptocurrencies in the same Zontex account. This includes currencies such as EUR, USD and GBP, stablecoins such as USDC and EURC, and leading crypto assets such as BTC, ETH and SOL.

Zontex plans to support more than 40 crypto assets, including major cryptocurrencies and stablecoins. The complete list will be available at launch.

Yes. You'll be able to exchange supported fiat currencies, stablecoins and cryptocurrencies directly in Zontex without moving funds between different platforms.

Yes. Supported crypto assets will have dedicated wallets within your Zontex account, so you can manage different assets separately while keeping everything in one app.

Yes. You'll be able to send supported cryptocurrencies to external wallets and receive crypto into your Zontex wallets.

Zontex will support stablecoins including USDC and EURC, giving you digital balances linked to major fiat currencies alongside your other assets.

No. Your fiat, stablecoins and crypto will all be accessible from the same Zontex account, with separate balances for each supported asset.

A personal IBAN is an account number issued in your own name. It lets you receive and send bank transfers directly through your Zontex account.

Yes. Your Zontex IBAN will be issued in your name, so transfers can be sent directly to you rather than to a shared account.

Your personal IBAN will be activated after you create your Zontex account and complete identity verification. You won't need to submit a separate application.

Yes. Your personal IBAN can be used to receive bank transfers in your own name, including salary payments and other regular transfers.

Yes. You'll be able to send money from your Zontex account to supported bank accounts directly from the app.

Zontex will support major fiat currencies including EUR, USD and GBP. Available account and transfer options may depend on the currency and your country.

Yes. Your IBAN and crypto wallets will be part of the same Zontex account. You'll be able to receive fiat by bank transfer and exchange supported balances between fiat and crypto in the app.

Z-Card will be the virtual card connected to your Zontex account. You'll be able to use it for everyday purchases while managing your fiat and crypto from the same app.

Yes. You'll be able to create your virtual Z-Card directly in the Zontex app once your account is ready.

Yes. Z-Card is being built for everyday spending with the balances available in your Zontex account, including supported fiat and crypto.

You'll be able to use your virtual card for supported online and everyday card payments wherever the card network is accepted.

Zontex will make it possible to use supported crypto balances for everyday card spending. The conversion needed to complete the payment will happen as part of the transaction.

Yes. Card controls will be built into the Zontex app, so you can manage your Z-Card without using a separate service.

Your card will be connected to the security of your Zontex account, including authentication, biometric access and device protection. Card activity will also be monitored for suspicious transactions.